The timely posting of payments to your business accounts is viewed as a great importance to us at FirstCity Bank of Commerce.  One of our solutions to this is Lock Box Processing it provides you with a better way to manage your incoming payments and receive faster access to your funds by minimizing float time.  By receiving payment information faster, you will be able to update your internal records more quickly and maintain up-to-date accounts receivable records.  We provide complete backroom processing so you can spend more time where it counts - generating additional revenue and with your customers.

Payments sent to our lock box are delivered more frequently than payments sent directly to your business.  Once items are received they are processed and credited to your business account.  Images of the checks and remittance documents are available same-day on a secure web-based lock box reporting application.

The benefits to our Lock Box Service are:

• Faster access to your funds
• Maximize your internal efficiency
• Increase profitability through the improved cash flow
• Customize remittance processing
• Timely accounts receivable information
• Improve customer service
• Greatly reduce the opportunities for payment fraud

The experienced staff at FirstCity Bank of Commerce will be happy to assist you in setting up a lock box to serve your business needs.